Who We Help / SMEs

Accounting for Irish SMEs.
Everything handled.

Running an Irish SME means juggling VAT, payroll, year-end accounts, and Revenue compliance alongside actually growing your business. Finlay Mulligan takes the full finance function off your plate — for a fixed monthly fee.

The challenges SMEs face

Too much time on admin

Business owners spend hours on invoicing, bank reconciliation, and chasing VAT deadlines — hours that should go into the business.

Revenue compliance anxiety

Missing a VAT deadline or CT1 return costs money and damages your standing with Revenue. Compliance is non-negotiable.

No financial visibility

Year-end accounts tell you what happened. Monthly management reports tell you what is happening now — and what to do next.

Tax overpayment

Most SMEs pay more tax than required because they lack proactive planning. The right structure and timing makes a significant difference.

Services for Irish SMEs

Bookkeeping

Accurate monthly books with P&L and balance sheet. You always know where you stand.

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VAT Returns

VAT3 and RTD filed on time, every filing period. No missed deadlines.

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Payroll

Full PAYE payroll for staff and directors. Real-time Revenue submissions.

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Annual Accounts & CRO

Statutory accounts, CT1, and B1 annual return — handled before deadlines.

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Tax Planning

Proactive advice to minimise your tax liability every year.

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Virtual CFO

Management accounts and cashflow forecasting as you scale.

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SME Accounting FAQs

What size is considered an SME in Ireland?

Broadly, companies with under 250 employees and annual turnover under EUR 50 million. Most of our SME clients have 1-50 employees and turnover between EUR 100k and EUR 10m.

Do you work with businesses in all industries?

Yes — we serve SMEs across technology, professional services, construction, retail, hospitality, healthcare, and more. We have industry-specific experience that informs our advice.

Can I switch accountant mid-year?

Yes. We handle the transition from your previous accountant — obtaining records, reviewing historical compliance, and setting up properly from handover date.

What accounting software do you use?

We work with Xero, Surf Accounts, and Sage. We can work within your existing setup or migrate you to the most appropriate platform for your business.

Get your SME finances sorted

Tell us about your business and we will send a fixed-fee proposal within 48 hours.

We respond to all enquiries within 4 business hours, Mon–Fri.